![]() MFA controls are valuable but no longer sufficient to protect online apps and accounts even CISA recognizes the limitations of traditional MFA. Supplement MFA with new smart technologies for more holistic protection With these in hand, criminals can bypass MFA and access accounts without providing authentication factors. Malware strains such as Blackguard Infostealer and MaliBot are designed to steal a wide range of personal data, including cookies that contain authentication and MFA codes. Malware-based attacks infect victims’ devices, usually via malicious attachments.The overwhelmed victim can mistakenly hit “accept” instead of “decline,” or simply give up and affirm the push just to make the notifications stop, enabling the criminal to bypass MFA. Using bots, criminals bombard victims with endless MFA push login requests. MFA flooding counts on human exasperation to gain access.The scam website harvests the data, handing the fraudster the keys to bypass MFA. The attacker masquerades as a trusted entity to request that the victim log in to a fraudulent webpage to enter a one-time password or other factor. Phishing attacks use malicious email, texts, or social media messages to trick people into revealing private information such as login credentials, or other sensitive data.In addition, MFA is no longer a silver bullet to stop fraud, because criminals now routinely bypass MFA defenses using an array of cyberattacks to gain access to data and accounts: Organizations need protections that go beyond MFAīut MFA controls also generate considerable friction, causing customer frustration and negatively impacting business revenue. Well-designed MFA methods continue to have a place in an organization’s security ecosystem, and MFA is required to comply with many global regulations such as HIPPA, Payment Card Industry Data Security Standards (PCI- DSS), the Cybersecurity and Infrastructure Security Agency (CISA), GDPR, and the EU’s Payment Services Directive 2 (PSD2). ![]() Multi-factor authentication ( MFA) was developed to provide protection for online accounts by requiring the user to present two or more verification factors to gain access to an application, online account, or other service. Naturally, these accounts have become prime targets for criminals seeking to compromise customer accounts and harvest data, opening the door for fraud and other cybercrimes. That means apps and online accounts now store vast amounts of our personal and financial information, including records of private digital behaviors, identity data itself, and healthcare information that may have more value than the money in our bank. We do our banking and shopping online, turn to the digital realm for entertainment and to access medical records, and pursue our romantic interests via dating sites. For many people, life’s fundamental activities are now conducted online. ![]()
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